Dublin, Powell, and Southwest Delaware County real estate and homes for sale in Ohio - The Virgil Mathias Team, REALTORS® The Virgil Mathias Team REALTORS(r) for Dublin, Powell, and Southwest Delaware County, Ohio real estate - NUMBER1EXPERTS™ The Virgil Mathias Team NUMBER1EXPERTS(tm) for Dublin, Powell, and Southwest Delaware County, Ohio real estate

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The Virgil Mathias Team, REALTORŪ, real estate agents and broker for Dublin, Powell, and Southwest Delaware County Ohio home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why we are top real estate experts. Call us: 614-889-0808.





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We sold quickly for close to the listing price.
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Testimonials: Dublin, Powell, and Southwest Delaware County Ohio home buying, real estate listings, and homes for sale in Franklin                       County, OH
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"Excellent marketing system?thorough, systematic, and complete in every detail. Best of all...he did what he said he would." 

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Real Estate Tips
Financing Your Home >ARMs

Here is a tip for those who are shopping for Adjustable Rate Mortgages (ARMs): the "margin" is almost as important as the initial rate. The margin is the percentage point above the average yields for Treasury notes on which future rate adjustments will be calculated.

Let's compare two hypothetical one-year ARMs. The first may have an initial interest rate of 7% with a 2.5 margin, while the second begins at 6 7/8% with a 2.75 margin. Both loans have rate caps of 2%. Suppose that at the end of the first year of the loan, the average of the one-year Treasury note yield has been 5 1/2%. For each loan, the lenders will add the margin to that 5 1/2% average yield. Thus the interest rate for first loan would increase from 7% to 8%, and the second would go from 6 7/8% to 8 1/4%. While the first ARM had a slightly higher initial rate, it will have lower rates in subsequent years, unless the Treasury note rates increase enough to activate the annual caps on the amount of the increase. There is a wide variance among margins in ARMs offered by competing lenders, and this should be a factor when you decide on your loan.

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Real Estate Trivia
Q 
What is the most expensive piece of property ever recorded?

A 
In October 1988, the Mediya Building in central Tokyo was quoted at 358.5 million yen ($248,000) per square foot.
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The Virgil Mathias Team, REALTORŪ, real estate agents and broker for Dublin, Powell, and Southwest Delaware County Ohio home listings, property and land for sale - NUMBER1EXPERT(tm)

The Virgil Mathias Team
Coldwell Banker King Thompson

7240 Muirfield Dr.
Dublin, OH 43017
Office: 614-889-0808
Cell: 614-403-2890
Home: 740-881-6446
Fax: 614-889-1901
virgmathias@NUMBER1EXPERT.com

Virgil is the leader in his market area, a top King Thompson agent, and is known not only for his aggressive residential marketing but also for his creative approach to assisting buyers and sellers. He is also one of the Allen Hainge CyberStars, an elite national group of top producers who are utilizing today's technology to the fullest to better serve buyers and sellers. He has a reputation among his peers for tough client representation but is held in high regard because of his high ethical standards and integrity. He is a member of the prestigious Columbus Board of Realtor's $25 Million Dollar Club and has a marketing team of five professionals.

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